We offer you peace of mind and stability to help you realise all that you imagine.

Application Requirements

When applying for a loan please ensure you have the following documents:

Job letter no more than 1 month old

2 forms of valid national identification

Proof of address no more than 3 months old

Salary slip no more than 1 month old

Invoice (as necessary)

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Paint a brighter future with  First Citizens

First Citizens
9 Queens's Park East
Port of Spain


For the duration of the Paint A Brighter Future promotion, First Citizens is pleased to offer our qualified customers a minimum repayment period of 12 months and a maximum repayment period of 90 months for consumer loans; and up to 35 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 13.5%. Consumer loan processing fees can be as low as $500.00 for qualified customers. Terms and Conditions Apply.